Contract phones · £0 today
Phones with no upfront cost
Pay nothing on the day and spread the whole cost over the contract. We rank every phone you can get for £0 upfront by its lowest monthly price — and show the true total, so a “free” phone doesn’t cost more in the end.
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Is a £0 upfront deal always cheaper?
No. Paying nothing upfront usually means a higher monthly price. Compare the 24-month true total in the table, not just the monthly figure.
Will I need a credit check?
Yes. Pay monthly phone contracts on every network involve a credit check, whatever the upfront cost.
What about April rises?
They still apply. EE adds £4 a month to phone plans every 31 March; O2 and Vodafone add £2.50 every April.
Nokia- £9 upfront
- then £8.99 a month
- On iD Mobile, 24 months
24-month total £267.96
Get this dealAll 2660 Flip deals →The phone at the top of this list today, at its lowest true total.
Phones with no upfront cost, ranked
| # | Phone | Network | Upfront | Monthly | Cheapest true total (24 mo) |
|---|---|---|---|---|---|
| 1 | Nokia 2660 Flip | iD Mobile | £0 | £9.99 | £267.96 |
| 2 | Motorola Moto G06 | iD Mobile | £0 | £9.99 | £267.96 |
| 3 | Samsung Galaxy A17 4G | Talkmobile | £0 | £11.95 | £286.80 |
| 4 | Doro Leva E22 | Talkmobile | £0 | £11.95 | £286.80 |
| 5 | Doro Leva E10 | Talkmobile | £0 | £11.95 | £286.80 |
| 6 | TCL K70 | Talkmobile | £0 | £11.95 | £286.80 |
| 7 | Samsung Galaxy A17 5G | iD Mobile | £0 | £11.99 | £300.20 |
| 8 | Motorola Moto G15 | iD Mobile | £0 | £12.99 | £267.96 |
| 9 | Nokia 110 | Vodafone | £0 | £13 | £372 |
| 10 | Apple iPhone 12 | Talkmobile | £0 | £13.95 | £311.80 |
| 11 | Samsung Galaxy A27 5G | Talkmobile | £0 | £13.95 | £315.80 |
| 12 | Honor X5c Plus | iD Mobile | £0 | £13.99 | £267.96 |
True total = the cheapest 24-month deal for that phone with each network’s April rises added. Prices checked 28 October 2026.
The phones at a glance
How to get a phone for £0 upfront without overpaying
Retailers offer £0 upfront by moving the phone’s cost into the monthly payment. That is fine if you would otherwise borrow the money, but on many phones a small upfront payment — £20 to £60 — cuts the monthly price by more than it costs, so the total over two years is lower.
Use the table above: the network and monthly price shown are the cheapest £0-upfront deal for each phone, while the last column is the cheapest deal overall for that phone, April rises included. If the two are close, take the £0 deal. If the gap is large, a small upfront payment is worth it.
All matching deals, live
FAQ
Common questions
Can I get an iPhone with no upfront cost?
Often, yes — the table lists every iPhone with a £0-upfront deal today. Expect a higher monthly price than deals with a small upfront payment.
Do no upfront deals have hidden costs?
The costs are in the monthly price and any April rise. Our true total adds both, so you can compare like for like.
Can I pay off a no upfront contract early?
Usually you can pay off the device plan part early on networks that split device and airtime, such as O2. Check the terms before you sign.