Apple · contract deals
iPhone 13 deals
We compared 298 iPhone 13 contracts across 5 networks and ranked them by what you really pay over 24 months — upfront, every monthly payment and each April rise.
bemobiles tips
Is the lowest monthly price the best deal?
Not here. The lowest monthly price (£11.95 on Talkmobile) comes with £199 upfront. The cheapest deal overall is on iD Mobile.
What will April price rises add?
On the cheapest iD Mobile deal, about £43.20 over 24 months for a contract started this month. The table below adds the rise for every network.
Should I buy it outright instead?
Not today. SIM-free plus a cheap SIM costs £35.04 more over two years than the cheapest contract.
- £29 upfront
- then £13.99 a month
- 50GB data · 24 months
- April rises: about +£43.20
24-month total £407.96
Get this dealiD Mobile review →The iPhone 13 deal with the lowest total cost over 24 months, April rises included — live.
The cheapest iPhone 13 contract today is on iD Mobile at £407.96 over 24 months (£29 upfront, £13.99 a month), or about £407.96 once April rises are added. The best deal on O2 costs £141.04 more over the same period. Buying SIM-free and adding a 30-day SIM costs £443.
Prices checked 27 October 2026 · rises estimated for a contract starting this month · How we compare
iPhone 13 on every network
The cheapest 24-month deal on each network, sorted by the true total — the headline total plus the April rises the network has announced.
| Network | Monthly | Upfront | 24-month total | April rises (est.) | True total | |
|---|---|---|---|---|---|---|
| £13.99 | £29 | £407.96 | +£43.20 | £407.96 | View |
 | £11.95 | £199 | £485.80 | None | £485.80 | View |
 | £15 | £119 | £539 | +£60 | £539 | View |
 | £12 | £199 | £542.20 | +£55.20 | £542.20 | View |
 | £20 | £9 | £549 | +£60 | £549 | View |
Rises use each network’s announced amount in pounds (Tesco Mobile about 6%). Sky Mobile’s rise isn’t fixed in the contract, so it isn’t included.
Contract or buy outright?
The contract is cheaper by £35.04
Cheapest contract
£407.96
- iD Mobile, 24 months
- £29 + 24 × £13.99
- April rises: +£43.20
SIM-free + SIM only
£443
- Phone from £299 (128GB)
- SMARTY 18GB at £6 × 24
- No price rise, leave any month
Outright prices from retailers via our data partner. You keep the phone either way.
Our take on the iPhone 13
The cheapest way to get the iPhone 13 on contract today is on iD Mobile: £29 upfront and £13.99 a month with 50GB of data, £407.96 over 24 months. At the other end of our table, O2’s best deal works out £141.04 dearer once rises are counted — the same phone, so the network choice alone is worth that much.
iD Mobile adds £1.80 a month every April, so a contract started now costs about £43.20 more than the headline figure: £407.96 in all. Networks without an annual rise are worth a look if the gap is small.
Buying the iPhone 13 SIM-free costs from £299. Pair it with a SMARTY 30-day SIM at £6 a month and two years cost £443, £35.04 more than the cheapest contract. Here retailers discount the handset to win the airtime, so the contract wins on price.
The iPhone 13 has a 6.1-inch screen, a 3,240 mAh battery, a weight of 174 g. It is on sale with 128GB of storage in 6 colours. It was released in September 2021.
Pick it if…
- You want it for £13.99 a month on iD Mobile
- You want to pay little upfront — from £0 on iD Mobile
Skip it if…
- Your current phone still works — SIM only from £6 a month is far cheaper
- You want the latest model — the iPhone 13 launched in 2021
iPhone 13 key specs
| Screen | 6.1 inches |
|---|---|
| Battery | 3,240 mAh |
| Storage | 128GB |
| Weight | 174 g |
| Size | 72 × 147 × 8 mm |
| Colours | Black, Blue, Green, Pink, Red, White |
| Released | September 2021 |
Specifications from our data partner’s catalogue.
All iPhone 13 deals, live
FAQ
iPhone 13 questions
How much is the iPhone 13 on contract?
The lowest total cost we found today is £407.96 over 24 months on iD Mobile: £29 upfront and £13.99 a month, plus about £43.20 in April price rises.
What is the cheapest monthly price for the iPhone 13?
£11.95 a month on Talkmobile, with £199 to pay upfront. A low monthly price usually means a bigger upfront payment, so compare the 24-month total.
Is it cheaper to buy the iPhone 13 outright?
Buying it SIM-free from £299 and adding a SMARTY SIM at £6 a month costs £443 over two years — £35.04 more than the cheapest contract including price rises.
What storage and colours does the iPhone 13 come in?
Storage: 128GB. Colours on sale now: Black, Blue, Green, Pink, Red, White.